Costs
A Pure Cremation
For people aged over 18
For people aged 50 to 74
Single payment option
Monthly payment option
Fully covered after 24 monthly payments**
Menu
Call us today 0800 033 7737
Compare our Funeral Plans
Pure Cremation Funeral Planning Ltd is the plan provider and is authorised and regulated by the Financial Conduct Authority (reg no FRN 965260)
Find out moreChoose the plan that’s right for you
Setting up a prepaid funeral plan should feel great, and we are here to help you decide which plan is best for you and your circumstances.
What you get
Trust-based Plan
Over 50s Insurance-backed Plan
*If you choose to pay over 12 months or more the total exceeds £1,795 because 4% per year is added to the plan to cover the lost investment income by paying for your plan in instalments rather than a single up front payment. If you pay £36.40 over 60 months, the total cost of the plan is £2,184. There is no charge for single payments or payments that are on a 6 month term.
**For coverage before 24 monthly payments are made, see here.
Free Funeral Plan guide
Request our complete guide today - explore whether a Pure Cremation Plan is right for you and discover the different payment options available. If you would like to request an audio version, please call us.
Get in touch. We’re only a phone call away
Our lovely people will help you get started and answer any questions.
For a prepaid funeral plan from Pure Cremation Funeral Planning Ltd
Mon-Fri: 8:30am-6pm, Sat: 9am-5pm, Bank Holidays: 10am-4pm.
To arrange a funeral with Pure Cremation Ltd
Lines open 24 hours, 7 days a week.
Our price includes everything you need. We’ll never ask you or your family to pay more
As long as you have paid in full or made at least 24 monthly payments.
What’s included in every Pure Cremation Funeral Plan?
Every funeral plan should cover the full cost of providing the service that is promised. Your Pure Cremation Funeral Plan includes everything that's required to carry out a Pure Cremation, delivered by Pure Cremation Ltd.
Collection of the deceased from any hospital, public mortuary, care home, or residential address in mainland England, Wales, Scotland and Northern Ireland (includes the Isle of Wight and Isle of Skye)
Doctor’s fees where required
A solid pine eco-coffin (or suitable alternative)
Personal hand delivery of the ashes by Pure Cremation staff to any mainland address within England, Wales, Scotland and Northern Ireland (includes the Isle of Wight and Isle of Skye) or the option to scatter them in the Garden of Remembrance
Dignified care of the body at our state-of-the-art client care facility until the cremation
Cremation fees for an unattended committal at Charlton Park Crematorium or another carefully selected venue that we choose
Transfer to the crematorium
Unlimited updates for life with no extra charges
Important Information
Trust-based Plan
This plan is for people aged 18 and over
Your plan is only guaranteed once you have paid either the full amount, or have had the plan for 24 months from the start date
If you change your mind within 30 days of purchase you will get a 100% refund. Cancellation after 30 days will result in a refund of monies minus our £350 plan set up fee, if you paid a lump sum. And if you paid by instalment you will get a 100% refund up to 24 months and if cancelling after 24 months you will receive a refund of monies paid less our £350 plan set up fee
If you choose to pay over 12 months or more the total cost of your Pure Cremation exceeds £1,795 because 4% per year is added to the plan to cover the lost investment income caused by paying for your plan in instalments rather than a single up front payment. There is no charge for single payments or payments that are on a 6 month term
Paying by instalments - If you die as a result of an Accidental Death within 24 months from the start date of your plan there won’t be any more to pay and we will provide the cremation. If you die within 24 months from the start date of the plan, your plan is not fully paid and your death was not an Accidental Death, your estate will have a choice of either a full refund of all monthly payments paid or alternatively to pay the difference of a Pure Cremation Funeral at the time. If you have paid with a single up front payment you will get a Pure Cremation whenever you die
Your plan is at risk if you do not keep up with regular payments
There is no cash value to this plan as it is designed to deliver a Pure Cremation
The total cost of your funeral plan is £1,795. From this £1,050 is placed in an independent trust, to cover the cost of your Pure Cremation when the time comes. The £745 that you pay in addition to this cost of the direct cremation is retained by Pure Cremation Funeral Planning to cover the costs of marketing, setting up and administering your funeral plan. For more information click here
Over 50s Insurance-backed Plan
This plan is for people aged 50-74
Monthly premium based on age (i.e. lowest cost at age 50)
If you change your mind within 24 months of purchase you will get a 100% refund of monies paid, but cancellation after 24 months will result in no refund
If you die as a result of an Accidental Death within 24 months from the start date of your plan and your monthly payments are up to date, there won’t be any more to pay. If you die within 24 months from the start date of the plan and your death was not an Accidental Death, your estate will have a choice of either a full refund of all monthly payments paid or alternatively to pay the difference of a Pure Cremation at the time
Monthly payments continue to be made until your 90th birthday or the date of your death. Whichever is earlier
You're only fully covered after 24 months from the start date
Depending on how long you live, the total payments that you make could exceed the cost of your Pure Cremation
Your plan is at risk if you do not keep up with regular payments
There is no cash value to this plan as it is designed to deliver a Pure Cremation
Your monthly payments are used to purchase a whole of life insurance policy for your benefit with Scottish Friendly Assurance Society. To cover the cost of marketing and for setting up and administering your funeral plan, Pure Cremation Funeral Planning Limited will retain an amount between £2 and £6 from your monthly premium as well as receiving a sales commission between £198.48 and £363.60 from Scottish Friendly Assurance Society. The actual amount in both cases will depend on your age. For more information click here
Our customers say the nicest things
See what families say about Pure Cremation Funeral Plans.
You’ve got questions. We’ve got answers.
It’s easy, just 3 simple steps:
Step 1 - get hold of a FREE Guide by calling 0800 033 7737 or by clicking here.
Step 2 – complete our straightforward application by post, by phone on the number displayed on this web page, or via our online forms:
Step 3 – check the plan documentation when you receive it, and file it somewhere safe but accessible, remembering to put the Funeral Wishes card in your purse or wallet.
Then simply relax and get on with enjoying life!
If your relatives decide to go ahead with a traditional funeral you can rest assured that the money within your plan (less the administration fee of £350 for a Trust-based Plan) will be made available to contribute towards these costs.
They will need to provide the Trust with an invoice and a death certificate (or equivalent) so that the money can be released.
Trust-based Plan
In the unlikely event Pure Cremation Funeral Planning Limited were to go out of business, there are arrangements in place that make it likely your funeral plan contract will continue to be provided by a new firm whilst keeping the terms and service that were agreed.
In the event that the your funeral plan contract could not be carried out by PCFP or another firm that was appointed, you would promptly receive a refund of all of the money held on your behalf within the independent trust without any further deduction.
You should be aware that in the event that your funeral plan could not continue to be carried out by Pure Cremation Funeral Planning Limited or the new provider identified, your funeral plan would cease and you may incur additional costs in making new arrangements with a new provider.
Over 50s Insurance-backed Plan
In the unlikely event Pure Cremation Funeral Planning Limited were to go out of business, there are arrangements in place that make it likely your funeral plan contract will continue to be provided by a new firm whilst keeping the terms and service that were agreed.
Scottish Friendly, the firm that provides the insurance that backs your funeral plan, will work with whoever is appointed to run the business thereafter to ensure your plan is maintained and delivered.
You should be aware that in the event that your funeral plan could not continue to be carried out by Pure Cremation Funeral Planning Limited or the new provider identified, your funeral plan would cease although your insurance policy would remain in force. You may however incur additional costs in making new arrangements to use this policy with a new provider.