How your money is safeguarded
All plan holder funds are safeguarded until needed. Here’s how:
Just like other big funeral plan providers in the UK, we use a Trust to safeguard the funds needed to meet funeral expenses
Whether you’ve paid in a single lump sum or over a fixed number of instalments, the total cost of your funeral plan includes a proportion of funds which is transferred to the Pure Cremation Funeral Plan Trust (the Trust) when received
All of our plan holders receive the same level of care from Pure Cremation Limited's lovely people
![Statement Plans Statement Plans](https://www.purecremation.co.uk/hs-fs/hubfs/Pure_Cremation_April_2024/images/Statement_Plans_1.webp?width=1920&height=650&name=Statement_Plans_1.webp)
Plan holders’ money is kept safe until it is needed
The Trust is managed independently to Pure Cremation Funeral Planning Ltd and the funds transferred to the Trust are used to help meet the cost of your cremation when required.
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The Trust is reviewed every year by an independent expert to ensure there are always sufficient funds available for your cremation
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The Trust abides by the Financial Services & Markets Act 2000 (Regulated Activities) Order 2001 Chapter 14
A Trust with 124.8% funding
At the last review on 31/12/23, the Trust had a very healthy surplus, with a funding level of 124.8% calculated on a best estimate basis, meaning that the Trust has more than enough funds to cover the costs of all plan holders’ cremations as promised. The Trust surplus is monitored monthly by both the Trustees and the Board of Directors to ensure this strength is maintained.
See a summary of the Trust's solvency position.
![Group 1548 Group 1548](https://www.purecremation.co.uk/hs-fs/hubfs/Group%201548.jpg?width=376&height=376&name=Group%201548.jpg)
Meet the Trustees
The Trust is managed by five Trustees
Stephen Crewe
(Independent trustee)
Consultant and Retired Magistrate
Simon Gunson
(Independent trustee)
Former R&D Vice President for FTSE 100 company
Stuart Owen
(Independent trustee)
Previously MD of Barclays Global Investments Ltd
Dean Lamble
Chief Executive Officer of Pure Cremation
Mark Gawthorne
Finance Director of Pure Cremation
The Trustees have three principal responsibilities:
The appointment of a qualified, FCA registered investment manager to look after the funds placed into the Trust
The appointment of a suitable funeral provider to carry out plan-holders’ wishes – this is Pure Cremation Ltd
Overseeing the management of the Trust to ensure that funeral expenses can be met and producing the annual report
Get in touch. We’re only a phone call away
Our lovely people will help you get started and answer any questions.
0800 470 23 93For a prepaid funeral plan from Pure Cremation Funeral Planning Ltd
Mon-Fri: 8:30am-6pm, Sat: 9am-5pm, Bank Holidays: 10am-4pm.
To arrange a funeral with Pure Cremation Ltd
Lines open 24 hours, 7 days a week.
![Guide Guide](https://www.purecremation.co.uk/hs-fs/hubfs/Guide.png?width=1470&height=968&name=Guide.png)
Free Funeral Plan guide
Request our complete guide today - explore whether a Pure Cremation Plan is right for you and discover the different payment options available. If you would like to request an audio version, please call us.