Trust-based Funeral Plan
Over
6,400
reviews 4.9 of 5 on Trustpilot
Valid at July 2023
Pure Cremation Funeral Planning Ltd is the plan provider and is authorised and regulated by the Financial Conduct Authority (reg no FRN 965260)
Find out moreOver
6,400
reviews 4.9 of 5 on Trustpilot
Valid at July 2023
Pure Cremation Funeral Planning Ltd is the plan provider and is authorised and regulated by the Financial Conduct Authority (reg no FRN 965260)
Find out moreGreat for you if...
You’re aged 18 or over
You’re looking to prepay for a Pure Cremation for when the time comes
You want to pay in one lump sum or spread the cost over a fixed period (up to 60 months)
You want to protect your loved ones from the financial burden of a funeral
You want to lock-in today’s prices and beat rising inflation costs
No hidden costs
There will be nothing more for your family or loved ones to pay for the service covered by the plan.
What’s included in a Trust-based Funeral Plan?
Every funeral plan should cover the full cost of providing the service that is promised. Your Pure Cremation Funeral Plan includes everything that's required to carry out a Pure Cremation, delivered by Pure Cremation Ltd.
Collection of the deceased from any hospital, public mortuary, care home, or residential address in mainland England, Wales, Scotland and Northern Ireland (includes the Isle of Wight and Isle of Skye)
Dignified care of the body at our state-of-the-art client care facility until the cremation
Doctor’s fees where required
Cremation fees for an unattended committal at Charlton Park Crematorium or another carefully selected venue that we choose
A solid pine eco-coffin (or suitable alternative)
Transfer to the crematorium
Personal hand delivery of the ashes by Pure Cremation staff to any mainland address within England, Wales, Scotland and Northern Ireland (includes the Isle of Wight and Isle of Skye) or the option to scatter them in the Garden of Remembrance
Unlimited updates of your personal details
Optional services that your family may wish to add
Each funeral plan includes everything needed for a simple unattended cremation, but on rare occasions families ask for the urgent return of ashes or to be present at the crematorium, and these optional services can be arranged by Pure Cremation Ltd.
Even though there is no formal service, you can arrange a private farewell at one of the crematorium venues we use, accompanied by your choice of music.
We want to emphasise that a Pure Cremation is a distinctive service, not a cheap funeral, so there are some restrictions:
- A maximum of 12 people may attend
- A service time of 20 minutes
- Celebrants are not permitted
Charlton Park Crematorium in Hampshire offers times to suit you, including evenings and weekends - for an extra £250.
Committals at other venues are only available 9am Mon – Fri - for an extra £400.
Price correct at July 2022
Return of ashes within 21 days of the cremation is INCLUDED in our price, but please let us know if you have planned a scattering or memorial service sooner than this.
You can specify a day and time for the return of your loved-one’s ashes, including evenings and weekends for an additional fee of
£150
Price correct at July 2022
Families can arrange to collect ashes from the crematorium. There is no charge for this.
Please note that this service is not available for ashes crossing the England, Scotland and Northern Ireland borders.
Your money is secure
The money you pay is placed into the independent Pure Cremation Funeral Planning Trust. Once your plan is fully paid (or at least 24 monthly instalments) we’ll never ask you or your family to pay more.
How we compare
We've done the market research on funeral plan providers, so you don't have to.
Free Funeral Plan guide
Request our complete guide today - explore whether a Pure Cremation Plan is right for you and discover the different payment options available. If you would like to request an audio version, please call us.
Get in touch. We’re only a phone call away
Our lovely people will help you get started and answer any questions.
For a prepaid funeral plan from Pure Cremation Funeral Planning Ltd
Mon-Fri: 8:30am-6pm, Sat: 9am-5pm, Bank Holidays: 10am-4pm.
To arrange a funeral with Pure Cremation Ltd
Lines open 24 hours, 7 days a week.
We take care of the hard part, so they can focus on celebrating your life in the way you would all want
A direct cremation takes away the stress of planning a funeral, freeing your family from decisions about coffin type, flowers, transport, venues and guests.
We take care of the cremation, followed by personal hand-delivery of your ashes to your family if desired giving your loved ones the time and space to arrange a positive and personal celebration of your life when they are ready.
Trust-based Funeral Plan payment options
Pay in full or spread the cost over a fixed period up to 60 months.
Single payment
£1,795
For anyone aged 18 or over.
Important InformationFixed term monthly
£36.40 /a month*
*Total payment £2,184.00
For anyone aged 18 and over. Monthly payments between 6 and 60 months.
Important InformationContinuous Monthly
£--.--
We just need the plan holder's date of birth.
For anyone aged 50-74.
Important InformationImportant Information
This plan is for people aged 18 and over
Your plan is only guaranteed once you have paid either the full amount, or have had the plan for 24 months from the start date
If you change your mind within 30 days of purchase you will get a 100% refund. Cancellation after 30 days will result in a refund of monies minus our £350 plan set up fee, if you paid a lump sum. And if you paid by instalment you will get a 100% refund up to 24 months and if cancelling after 24 months you will receive a refund of monies paid less our £350 plan set up fee
If you choose to pay over 12 months or more the total cost of your Pure Cremation exceeds £1,795 because 4% per year is added to the plan to cover the lost investment income caused by paying for your plan in instalments rather than a single up front payment. There is no charge for single payments or payments that are on a 6 month term
Paying by instalments - If you die as a result of an Accidental Death within 24 months from the start date of your plan there won’t be any more to pay and we will provide the cremation. If you die within 24 months from the start date of the plan, your plan is not fully paid and your death was not an Accidental Death, your estate will have a choice of either a full refund of all monthly payments paid or alternatively to pay the difference of a Pure Cremation Funeral at the time. If you have paid with a single up front payment you will get a Pure Cremation whenever you die
Your plan is at risk if you do not keep up with regular payments
There is no cash value to this plan as it is designed to deliver a Pure Cremation
The total cost of your funeral plan is £1,795. From this £1,050 is placed in an independent trust, to cover the cost of your Pure Cremation when the time comes. The £745 that you pay in addition to this cost of the direct cremation is retained by Pure Cremation Funeral Planning to cover the costs of marketing, setting up and administering your funeral plan. For more information click here
You’ve got questions. We’ve got answers.
If you’ve opted for our Trust-based Funeral Plan, whether you’ve paid in a single lump sum or over a fixed number of instalments, then your money will be placed into a secure, independently managed Trust. When the money is needed for a cremation, the Trust pays for this. There are a number of processes in place to ensure that the trust is careful with your money including requiring proof of death and 2 Trustee signatures to allow the funds to be released from the trust to pay for the cremation.
In the unlikely event Pure Cremation Funeral Planning Limited were to go out of business, there are arrangements in place that make it likely your funeral plan contract will continue to be provided by a new firm whilst keeping the terms and service that were agreed.
In the event that your funeral plan contract could not be carried out by PCFP or another firm that was appointed, you would promptly receive a refund of all of the money held on your behalf within the independent trust without any further deduction.
You should be aware that in the event that your funeral plan could not continue to be carried out by Pure Cremation Funeral Planning Limited or the new provider identified, your funeral plan would cease and you may incur additional costs in making new arrangements with a new provider.
A Pure Cremation Funeral Plan includes everything that's required to carry out a Pure Cremation, delivered by Pure Cremation Ltd. A direct cremation with us includes:
- Collection of your loved one from the place of death in mainland England, Wales, Scotland and Northern Ireland (includes the Isle of Wight and Isle of Skye).
- Dignified care until the day of the funeral.
- Doctors fees where required.
- A solid pine eco-coffin (or suitable where required).
- Cremation fees for an unattended committal at Charlton Park Crematorium or another carefully selected venue that we choose.
- Help with paperwork (Service Contract, Application for Cremation, and Notice of Cremation).
- Transfer to the crematorium.
- Personal hand delivery of the ashes by Pure Cremation staff to any mainland address within England, Wales, Scotland and Northern Ireland (includes the Isle of Wight and Isle of Skye) or the option to scatter them in the Garden of Remembrance.
- Unlimited updates of your personal details for life with no extra charge.
With our funeral plans there are no hearses, flowers or funeral service as our customers either prefer to save the cost of these or would rather use this money to pay for a celebration of life or family gathering.
If you are looking for a funeral plan which includes hearses, flowers, or a funeral service then this is probably not the right plan for you.
We protect your money in a number of ways, depending on the type of funeral plan you have purchased:
Trust-based Funeral Plan
Just like other big funeral plan providers in the UK, we use a Trust to safeguard the funds needed to meet funeral expenses.
If you’ve opted for our Trust-based plan, whether you’ve paid in a single lump sum or over a fixed number of instalments, then your money will be placed into a secure, independently managed Trust.
When the money is needed for a cremation, the Trust requires an invoice, proof of death and 2 Trustee signatures to allow the funds to be released to pay for it.
When the cremation is needed the Trust asks Pure Cremation Ltd (who deliver the Pure Cremation) to provide an invoice and proof of death. It then needs 2 Trustees to authorise the release the funds to Pure Cremation Ltd so that they can perform the cremation and carry out the rest of your plan. The Trust is managed by independent trustees and reviewed every year by an independent expert to ensure there are always sufficient funds available for your cremation. There are legal requirements put on the trust and trustees to ensure that your money is kept safe (for further information see Financial Services and Markets Act (Regulated Activities) Order 2001 Chapter 14 here).