Prepaid funeral plan that you can rely on
Over
6,400
reviews 4.9 of 5 on Trustpilot
Valid at July 2023
Over
6,400
reviews 4.9 of 5 on Trustpilot
Valid at July 2023
What’s included in every Pure Cremation Funeral Plan?
Our funeral plan should cover the full cost of providing the service that is promised. That’s why we include everything that's required to carry out a Pure Cremation.
What products and services are included in the funeral plan?
Cremation fees for an unattended committal at the crematorium of our choice and Doctor’s fees (if these apply)
All costs associated with the delivery of an unattended cremation when the Plan holder dies
What products and services are not included in the funeral plan?
A minister or a celebrant
A choice of crematorium
Mourners attending the committal at the crematorium
*Includes Isle of Wight and Isle of Skye
Three different ways to pay
Simply choose the payment method which best suits your need and budget. We’re here for you. Give us a call and our lovely UK based team will help you get started and answer any questions.
Single payment
£1,795
For anyone aged 18 or over.
Important InformationFixed term monthly
£36.40 /a month*
*Total payment £2,184.00
For anyone aged 18 and over. Monthly payments between 6 and 60 months.
Important InformationContinuous Monthly
£--.--
We just need the plan holder's date of birth.
For anyone aged 50-74.
Important Information
Already got insurance?
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Free Funeral Plan guide
Request our complete guide today - explore whether a Pure Cremation Plan is right for you and discover the different payment options available. If you would like to request an audio version, please call us.
Get in touch. We’re only a phone call away
Our lovely people will help you get started and answer any questions.
For a prepaid funeral plan from Pure Cremation Funeral Planning Ltd
Mon-Fri: 8:30am-6pm, Sat: 9am-5pm, Bank Holidays: 10am-4pm.
To arrange a funeral with Pure Cremation Ltd
Lines open 24 hours, 7 days a week.
What is a Pure Cremation Prepaid Funeral Plan?
A prepaid funeral plan protects you against the rising funeral plans cost. By making your wishes clear you’ve also protected your family from difficult decisions at a very stressful time.
- Covers the cost of a direct cremation funeral
- Secure today's prices and protect against future price rises
- Easiest way to make sure your family have nothing to pay
How does a Pure Cremation Funeral Plan work?
A prepaid funeral tells your family what your wishes are, who should carry them out and that the costs are covered. Taking all these worries away, especially if a death is unexpected, allows your family to concentrate on supporting each other.
1
- Buy a Funeral Plan and pay in full for immediate cover
2
We fulfil the Pure Cremation plan when the time comes
No hidden costs
There will be nothing more for your family or loved ones to pay for the service covered by the plan.
Questions our customers ask
With our funeral plan, you pay for your funeral in advance, at current prices. You can choose to pay us in one Single Payment, Fixed Term Payments or Continuous Payments. Once arranged, your costs are fixed and you do not need to pay anything else – there are no hidden costs. Other providers offer an array of services, including cremation, transportation, and much more we suggest that you review their small print for any hidden costs as you may pay more than their published prices depending on your circumstances. See how we compare to the rest.
Our prepaid Funeral Plan has the option to pay either as a one-off Single Payment, by Fixed Term monthly instalments over 6-60 months, or if you are aged 50-74 you can choose Continuous Payments. The amount is dependent on the clients age, this is paid until the age of 90 or until you pass away, depending on which comes first. Try our calculator to see the exact costs.
It’s easy, just 3 simple steps:
Step 1 - get hold of a FREE Guide by calling 0800 033 7737 or by clicking here.
Step 2 – complete our straightforward application by post, by phone on the number displayed on this web page, or via our online forms.
Step 3 – check the plan documentation when you receive it, and file it somewhere safe but accessible, remembering to put the Funeral Wishes card in your purse or wallet.
Then simply relax and get on with enjoying life!
Yes, but we suggest that you let them know as they could go and buy one for themselves if they don’t know they already have a plan. Many people make arrangements on behalf of their parents or partners. When buying a plan, you will need to specify who the plan is for, and it is best to list yourself as the representative for that plan.
Over 50s life insurance is a whole-of-life policy that pays a cash lump sum to beneficiaries upon your death. A prepaid funeral plan, however, is an agreement with a funeral plan provider to fund and organise funeral expenses according to your specific wishes. They offer greater control and peace of mind regarding funeral arrangements, ensuring your life is celebrated the way you want.
The cost of funeral plans in the UK varies based on plan type, service levels, and location. Notably, direct cremation plans are a cost-effective choice, providing a budget-friendly alternative to traditional funerals. Payment methods, like lump sums or monthly instalments, and inflation protection impact the overall cost.
A Pure Cremation plan, however, offers hassle-free direct cremation with transparent pricing. Covering mainland England, Wales and Scotland, including the Isle of Wight and Isle of Skye, our plans eliminate hidden and additional fees. Secure today's prices to shield against rising funeral costs and inflation.
Important Information
Single & Fixed Term Payments
This plan is for people aged 18 and over
Your plan is only guaranteed once you have paid either the full amount, or have had the plan for 24 months from the start date
If you change your mind within 30 days of purchase you will get a 100% refund. Cancellation after 30 days will result in a refund of monies minus our £350 cancellation fee, if you paid a lump sum. And if you paid by instalment you will get a 100% refund up to 24 months and if cancelling after 24 months you will receive a refund of monies paid less our £350 cancellation fee
If you choose to pay over 12 months or more, the total will exceed £1,795 because an annual 4% administration charge is added to the Plan to cover the lost investment income caused by paying for your Plan in instalments of 12 months or more
Paying by instalments - If you die as a result of an Accidental Death within 24 months from the start date of your plan there won’t be any more to pay and we will provide the cremation. If you die within 24 months from the start date of the plan, your plan is not fully paid and your death was not an Accidental Death, your estate will have a choice of either a full refund of all monthly payments paid or to pay the difference between the payments already made and the cost of a Pure Cremation at the time If you have paid with a single up front payment you will get a Pure Cremation whenever you die
Your plan is at risk if you do not keep up with regular payments
There is no cash value to this plan as it is designed to deliver a Pure Cremation
The total cost of your funeral plan is £1,795. This is wholly attributable to the supply of your funeral plan. From this total cost £1,050 is placed in an independent trust. This amount is used to provide the Planholder with the direct cremation funeral described at the time of their death, whenever in the future that may occur For more information click here
For comparison purposes, if you were to approach Pure Cremation Limited and request a funeral that was needed today, what is referred to as an ‘at need’ service, you would have to pay between £1,295 (for death in hospital) and £1,545 (for death at home) in one lump sum payment.
Continuous Payment
This plan is for people aged 50-74
Monthly premium based on age (i.e. lowest cost at age 50)
If you change your mind within 24 months of purchase you will get a full refund of payments made, but if you cancel after 24 months there will be no refund
If you die as a result of an Accidental Death within 24 months from the start date of your plan and your monthly payments are up to date, there won’t be any more to pay. If you die within 24 months from the start date of the plan and your death was not an Accidental Death, your estate will have a choice of either a full refund of all payments made or to pay the difference between the payments already made and the cost of a Pure Cremation at the time
Cover lasts for life and once you turn 90 years old you won’t pay anything more
You're only fully covered after 24 months from the start date
Depending on how long you live, the total payments that you make could exceed the cost of your Pure Cremation
Your plan is at risk if you do not keep up with regular payments
There is no cash value to this plan as it is designed to deliver a Pure Cremation
Your monthly payments paid to us are used to purchase a whole of life insurance policy for the Planholder’s benefit with Scottish Friendly Assurance Society.
Pure Cremation Funeral Planning Limited will retain a commission amount between £2 and £6 your monthly payment as well as receiving a sales commission from Scottish Friendly Assurance Society of between £198.48 and £363.60. The actual amount in both cases will depend on the Planholder’s age. For more information click here